After a $550 bill from the vet – for an exam and tests, not surgery -- I began thinking about getting insurance for our cat. (The one that’s legally ours, that is – the other is just living with us in long-term foster care, and has her bills paid by the humane society.)
When I began researching insurance companies, it looked like a good deal – typically about $18 a month for the first level of coverage above “accident only”. That seemed like a small price to pay to avoid another huge bill.
Then I did the math.
$18 a month





